Legacy AscentWealth Schedule a Conversation

For people approaching or enjoying retirement

A clearer view of the retirement you’ve earned.

You’ve worked hard to build your savings. We help you understand what you can spend, how to manage taxes, and how your financial decisions fit together—so you can move into retirement with a clear plan, with every tradeoff explained in plain language.

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RICP®Retirement Income
Certified Professional® BBB Accredited Business — view our business profile
Serving the greater Twin Cities metro area
Dustin Rudolph, RICP®, MBA — Owner and President of Legacy Ascent Wealth

Dustin Rudolph, RICP®, MBA · Owner & President

Who we help

Wherever you are in your retirement journey, let’s make the next step clearer.

We work with people approaching retirement or already enjoying it who want a clearer picture of what they can spend, how to manage taxes, and how their financial decisions fit together.

A couple in their late fifties enjoying an unhurried morning on their porch Getting ready to retire

Make the transition with clarity.

You’re getting closer to stepping away from work—or wondering whether you already could. Bring your savings, Social Security, healthcare, and taxes into focus so you can understand when retirement is realistic and what it could look like.

A couple in their sixties walking a wooded trail on a sunny day Already retired

Enjoy what you’ve worked for.

You’ve made the transition. Now you want a thoughtful plan for drawing income, managing taxes, and adjusting as life changes—while making room for travel, family, and the things you enjoy.

A woman in her sixties at home in a quiet, thoughtful moment Looking for a more coordinated approach

See how all the pieces fit.

You may already have investments and an advisor, yet still have questions about your retirement income, taxes, or family’s future. You want someone who can explain the tradeoffs and connect those decisions in one plan.

Our clients tend to be thoughtful savers who value clear explanations, want to understand their options, and appreciate having someone connect the pieces.
Does this sound like you?
Take the Retirement Readiness ScoreExplore Our Approach

The questions that bring people to us

Most people don’t arrive with a spreadsheet. They arrive with questions like these.

  • 01Can I actually afford to retire—and when?
  • 02How do I turn what I’ve saved into a paycheck I can count on?
  • 03Will taxes take a bigger share of my retirement than I expect?
  • 04When should we start Social Security, and what does it change?
  • 05If something happens to me, will my spouse and family be okay?

Why coordination matters

Every decision affects the bigger picture.

Take one ordinary choice—withdrawing money from your portfolio. It changes which assets you sell, your income this year, the taxes you owe, what you pay for Medicare, and what remains for later. We plan for all five together, so one good decision doesn’t quietly create three problems.

How one withdrawal connects to five other decisions A portfolio withdrawal in the center links to which assets to draw from, retirement income, taxes this year, Medicare premiums, and what remains for later. ONE DECISION A portfolio withdrawal Which assets to draw from …and which should stay invested Retirement income How much you can spend Taxes this year Which bracket you land in Medicare premiums Income two years later sets them What remains For later years and for family
One withdrawal, five consequences. Coordinated planning means choosing the amount, the account, and the timing with all five in view.

The Summit Ascent Pathway

Your next chapter.
A clear path forward.

Five stages, in order. The first two are about deciding whether we’re the right fit; the last three are the work we do together once you engage us.

  1. 01

    Explore

    A conversation about your goals, concerns, and what matters most—so we can both decide whether we’re the right fit.

    You leave withClarity on your priorities—and whether we’re the right team to help.
  2. 02

    Stress Test

    We test your current plan against markets, taxes, healthcare costs, and a long life to find opportunities and tradeoffs.

    You leave withWhat’s working, what’s exposed, and what it would take to fix.
  3. 03

    Design

    Once you engage us, we build your income, investment, tax, and protection strategy as one written plan.

    You leave withA plan you understand and could explain to your family.
  4. 04

    Build

    We put the plan into action—accounts, withdrawals, tax moves, protections—coordinated with your CPA and attorney.

    You leave withYour strategy put into action, with guidance through each step.
  5. 05

    Guide

    We review, adjust, and keep you informed as markets, tax law, and life change.

    You leave withOngoing guidance, and a plan that adjusts with you.
Your TRAIL

The process is the same for everyone; the trail is yours. Five things stay in view the whole way: Taxes, Risk/reward, Alignment, Income, Legacy & protection.

Your GPS

Growth + Protection = Success. The balance between the two is what keeps every stage pointed at the same outcome.

Dustin with his sons Colten and Cash on a hike below snow-covered peaks

Dustin with Colten and Cash, Grand Teton National Park

Meet your advisor

Retirement planning is personal. So is the way we do it.

Dustin Rudolph, RICP®, MBA · Owner & President, Legacy Ascent Wealth

Dustin is a Minnesota native, a Retirement Income Certified Professional® (RICP®), and a graduate of the University of St. Thomas, where he earned a degree in Economics and an MBA. With over 20 years of experience in retirement services, he helps clients build retirement strategies designed to create clarity, confidence, and purpose.

Outside the office, Dustin enjoys hiking and cooking, cheering on his son at soccer games, and spending time with family. He lives in Woodbury with his sons, Colten and Cash, and meets with clients across the Twin Cities—Woodbury, Edina, Bloomington, and Minnetonka.

RICP®

What the RICP® means for you. The Retirement Income Certified Professional® designation from The American College of Financial Services is specialized training in exactly one thing: turning savings into retirement income that lasts. Why it matters

More about Dustin

Keep learning

Clear thinking on retirement, in whatever format suits you.

Video

Summit Ascent Retirement on YouTube

Short, plain-language walkthroughs of the decisions that shape retirement—Social Security timing, Roth conversions, withdrawal order.

Watch Podcast

Summit Ascent Podcast

Longer conversations about income, taxes, and the questions people bring to their first meeting.

Listen

Take the first step

Let’s take a clearer look at your retirement.

A complimentary Explore meeting is the easiest way to see if we’re the right fit—no cost, no obligation. We’ll talk about where you are, what you’re hoping for, and what a clearer plan could look like.

Schedule a Conversation
Prefer to call?(651) 927-4124Monday–Friday, 9 am – 5 pm